What to know about buy now, pay later programs
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What to know about buy now, pay later programs
Assorted payment apps offering Buy Now Pay Later services as seen on an iPhone
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BNPL replaced a very similar system: layaway
A TV offerred with a layaway program
Canva
They don’t affect your credit score… yet
Credit score report
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Popular among millennials and Gen Z
Payment options including PayPal, Afterpay, and Klarna as seen on Lululemon’s checkout page
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It’s a largely unregulated industry
A local Better Business Bureau office
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They make money from the retailer—and from late fees
Afterpay mobile app login page as seen on an iPhone
